Many international students consider Canada and India their top choices when pursuing higher education abroad. These two countries offer excellent educational opportunities, cultural diversity, and a vibrant student life. However, one crucial factor that students must consider before deciding is the cost of living. 

The cost of living can vary significantly between countries and significantly impact a student's overall experience. In this article, we will compare the cost of living in Canada and India for international students, exploring various aspects and providing valuable insights to help students make informed decisions.

The Cost Of Living In Canada vs India for International Students

Living expenses are an essential consideration for international students. Let's delve into the specifics of the cost of living in Canada and India for international students, comparing different aspects such as accommodation, tuition fees, transportation, healthcare, and more.

Accommodation

Cost of Renting a Room or Apartment

In Canada, the cost of renting a room or apartment varies depending on the city and location. On average, international students can expect to pay between CAD 600 to CAD 2,500 monthly for rent, with higher prices in major cities like Toronto and Vancouver.

In India, renting a room or apartment costs relatively lower. In metropolitan cities like Delhi, Mumbai, or Bangalore, international students can find accommodation options ranging from INR 10,000 to INR 40,000 per month.

Tuition Fees

Tuition fees are another crucial factor for international students. Let's compare the cost of education in Canada and India for international students.

Undergraduate Programs

In Canada, undergraduate tuition fees for international students range from CAD 15,000 to CAD 35,000 per year, depending on the program and institution. However, prestigious universities might have higher tuition fees.

In India, tuition fees for undergraduate programs vary widely. Public universities offer programs at a lower cost, typically ranging from INR 10,000 to INR 50,000 per year. Private universities and renowned institutions may have higher fees.

Postgraduate Programs

For postgraduate programs, the cost of education in Canada is generally higher than in India. International students pursuing a master's degree can expect to pay between CAD 20,000 to CAD 45,000 per year.

In India, postgraduate tuition fees vary depending on the program and institution. On average, international students can expect to pay between INR 20,000 to INR 2,00,000 per year for a master's degree.

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Transportation

Public Transportation

Canada offers a well-developed public transportation system with buses, trains, and subways. Public transportation costs vary between cities, but students can purchase monthly passes for around CAD 90 to CAD 120.

In India, public transportation is more diverse, with options like buses, trains, auto-rickshaws, and metro systems. Public transportation costs are relatively cheaper, with monthly passes ranging from INR 500 to INR 2,000.

Healthcare

Health Insurance

In Canada, international students are required to have health insurance. Health insurance costs vary depending on the province and the coverage provided. On average, international students can expect to pay between CAD 600 to CAD 1,200 per year for health insurance.

In India, health insurance for international students is not mandatory but is highly recommended. Health insurance costs in India vary depending on the coverage and insurer. On average, international students can expect to pay between INR 5,000 to INR 15,000 per year.

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FAQs (Frequently Asked Questions)

What is the overall cost of living for international students in Canada?

The overall cost of living for international students in Canada depends on various factors such as accommodation, tuition fees, transportation, food, and personal expenses. International students can expect to spend between CAD 15,000 to CAD 25,000 per year.

Are there any scholarships available for international students in Canada?

Yes, there are scholarships available for international students in Canada. Many Canadian universities offer scholarships and financial aid programs specifically designed for international students. Check with the chosen institution for available scholarship opportunities.

Can international students work part-time while studying in India?

Yes, international students in India are allowed to work part-time while studying. However, certain restrictions and guidelines need to be followed. International students can work up to 20 hours per week during academic sessions and full-time during vacations.

How can international students manage their finances while studying abroad?

To manage finances effectively while studying abroad, international students can consider opening a local bank account, creating a budget, tracking expenses, and exploring part-time job opportunities if permitted. It is essential to prioritise expenses and seek financial advice when needed.

Should international students consider any cultural differences between Canada and India?

Yes, there are cultural differences between Canada and India that international students should be aware of. These differences include social norms, communication styles, dietary preferences, and religious practices. International students should familiarise themselves with the local culture and customs to smoothly transition.

What are the options for international students seeking affordable accommodation in Canada and India?

International students seeking affordable accommodation in Canada can explore options such as renting shared apartments, living in student residences, or considering homestays. In India, students can find affordable accommodation by sharing apartments with roommates or opting for university-hosted accommodations.